This SC Ventures Pitch Competition “Competition” is organized by SC Ventures. By participating in this Competition by SC Ventures (“us”, “our” or “we”), you shall be deemed to have read, understood and accepted these Competition Terms and Conditions, the Fintech Bridge Terms and Conditions (https://scventures.io/terms-and-conditions/), the Fintech Bridge Privacy Policy (https://scventures.io/privacy-policy) and the Fintech Bridge Cookies Policy (https://www.sc.com/en/cookie-policy/) (collectively, the “Terms and Conditions”).

These Terms and Conditions govern your participation as an applicant and are subject to change at our sole discretion without notice. Please read them carefully as they govern your participation.

1. Terms and Conditions

By participating in the Competition:

1. You agree to be bound by these Terms and Conditions, in addition to any additional applicable terms and conditions or terms of use set out in the Fintech Bridge Community Platform Competition page (“Event Page”).
2. Please refer to the Event Page for further information and announcements on eligibility, application procedure, criteria and Competition details.
3. You agree, represent and warrant that all information and materials (including but not limited to your application and supporting documents) you have provided are true, accurate and complete. You may be asked to verify materials and information provided, if necessary.
4. You agree, represent and warrant that your application and any materials submitted in connection with your participation:
   
   1. does not infringe the intellectual property, privacy or any other rights of any third party. You have obtained any necessary licenses, authorisations or permissions to use third party material in your application, materials and content.
   2. does not contain anything which is unlawful, libellous, racially disparaging, defamatory, obscene, harassing or threatening.
5. You hereby grant to SC Ventures, its partners, vendors, affiliates and organisers of the Competition, a non-exclusive, non-transferable, non-assignable, limited right to use your application and information, materials and content submitted in connection with your application, as specified in and subject to the Terms and Conditions, for the purpose of the Competition, including but not limited to promotion, marketing and broadcast of the Competition.
6. You agree to comply with applicable laws.
7. You agree to participate in recording, filming and broadcasting / streaming / livestreaming of the Competition (including but not limited to the pitches, any ceremonies and prize-giving related to the Competition).
8. You consent to and grant SC Ventures the right to publish, broadcast and stream the Competition and results of the Competition (including but not limited to the pitches, any ceremonies and prize-giving related to the Competition), and disclose and publish your information as may be relevant or necessary for the fulfilment of the Competition and/or prize on the Event Page, SC Ventures’ website, platform, partner media and/or platforms, or such means as may be notified to you.
9. Please see the Events sections of the Fintech Bridge Terms and Conditions (https://scventures.io/terms-and-conditions/) and the Fintech Bridge Privacy Policy (https://scventures.io/privacy-policy) for further information.

2. Eligibility

This Competition is open to applicants who:

1. meet the following criteria:
   
   1. own, operate and/or run a startup or venture which meets the following criteria:
      
      1. incorporated, registered and based in Singapore;
      2. focused on Fintech and AI, with a preference for enterprise solutions;
      3. have a product or proof or concept in market;
      4. have active users and/or customers;
      5. early stage startup or venture (i.e. less than four (4) years old and with less than SGD 1 million in funding; and
   2. are eighteen (18) years of age or older at the time of entry into the Competition; and
   3. are not otherwise barred by law from participating in the Competition at the time of entry.
2. successfully complete all required background and compliance checks, screening and due diligence checks.You may be required to provide additional information, including personal information for the purposes of these checks.
3. are not:
   
   1. related or connected to any judge of the Competition;
   2. a politically exposed person or government official;
   3. staff, employees, officers, directors, or agents of SC Ventures, Standard Chartered Bank, Peak XV, Plug and Play, Elev8te, any government agency or regulatory body, or any of their parents, affiliated companies, subsidiaries, partners, vendors, licensees, suppliers, printers, advertisers, or any other entity directly involved in the development or administration of the Competition;
      
      [1]: Adapted from SCB competition exclusions: https://www.singaporemarathon.com/wp-content/uploads/2025/04/SCSM2025-Run-Cation-Official-Rules.pdf and https://www.sc.com/sg/terms-and-conditions/scxmashunt-contest-terms-and-conditions/
      
   4. immediate family members or household members of the abovementioned persons in sub-paragraphs (c)(i) to (iii). “Immediate family members” means parents, step-parents, children, step-children, siblings, half-siblings, spouses, and domestic partners. “Household members” means people who have the same residence at least three (3) months during the past twelve (12) months; or
   5. a current or potential client of SC Ventures, Standard Chartered Bank, Peak XV, Plug and Play, Elev8te, or any of their parents, affiliated companies and subsidiaries.

3. Personal Data

You agree that personal data you submit to us will be handled by SC Ventures for the purpose of reviewing your application, administering the Competition, processing your application, notifying you and purposes you have consented to (e.g. marketing) and/or which are permitted by applicable laws and regulations.

1. We process personal data to enable us to administer and organise the Competition including (i) processing registrations, addressing inquiries and updating you about the Competition, (ii) capturing your image or voice via photographs, videos, audio or video recordings, live web streaming etc. for and during the Competition or activities related to the Competition, which may be used as outlined in the Terms and Conditions.
2. Any personal data collected will be handled in accordance with the Terms and Conditions, including the Privacy Policy.
3. By submitting your personal data, you confirm that you have read and understood the Privacy Policy and cookie policy and consent to SC Ventures handling and disclosing your personal data, including sensitive personal data.

4. Prize Conditions

1. In addition to the criteria set out in paragraph 2 above:
2. Competition terms and details, including but not limited to winners and competition dates, are at the sole discretion of SC Ventures. SC Ventures’ decision is final.
3. Successful completion of all required background and compliance checks, screening and due diligence, including the provision of required information (e.g. valid photo identification for identity verification), is a condition of prize disbursement.
4. Notified winner(s) may be required to complete, sign and return to SC Ventures additional documentation, including documentation confirming eligibility, identification, liability waiver, publicity release, confirmation of prize receipt and any documents required by SC Ventures.
5. The notified winner will receive instructions on claiming or receiving the prize.
   
   1. Completion of additional compliance, identification and screening checks may be required before the prize is disbursed, including but not limited to the winner providing further information on the proposed use of disbursed funds.
   2. The prize is a grant which will be disbursed through a selected SC Ventures partner.
   3. Notified winners will be informed of the details of disbursement of the prize.
   4. The grant will be disbursed through a SC Venture partner to the winning applicant’s startup/venture entity bank account.
   5. The grant will not be disbursed to an individual’s personal bank account.
   6. The grant is intended for the startup/venture’s use, not an individual’s personal benefit or enrichment.
6. SC Ventures reserves the right in its sole and absolute discretion to substitute alternative prizes which may not be of equivalent value at any time by giving notice on the Event Page, Platform or otherwise notifying the applicant(s) or winner(s).
7. The winner assumes sole responsibility for all expenses and incidental costs associated with the prize, including without limitation all applicable fees, charges and taxes.
8. SC Ventures reserves the right to withdraw any prize and disqualify any applicant(s), application(s) or winner who breaches or fails to comply with the Terms and Conditions (including but not limited to eligibility requirements and these Prize Conditions). This includes but is not limited to any applicant and/or winner subsequently found to be ineligible or to have breached the Terms and Conditions.

5. IP

1. Save as set out in this clause, SC Ventures owns the rights, marks, materials and contents set out in the Competition page and the Fintech Bridge Terms and Conditions (https://scventures.io/terms-and-conditions/). Applicants and winner(s) shall comply with all terms of use, conditions, guidelines or restrictions specified in the Terms and Conditions.
2. Subject to the licence set out in Clause 1(d) of these Competition Terms and Conditions and the Terms and Conditions, nothing in these Competition Terms and Conditions operates to transfer any rights, titles or interests in any intellectual property of an applicant or their application. Applicants continue to own their intellectual property rights in their applications and submitted material and content.For purpose of this clause, “intellectual property rights” means all rights in inventions (whether patentable or not), patents, registered designs, design rights, database rights, copyrights and related rights, semiconductor topography rights, trade marks, service marks, logos, get up, trade names, business names, domain names, in each case whether registered or unregistered and including any applications for registration and any renewals or extensions of any of the foregoing, rights in know how, confidential information and trade secrets, and any rights or forms of protection of a similar nature or having equivalent or similar effect to any of them which subsist anywhere in the world.
3. “FintechBridge”, “SC Ventures”, SC Ventures related logos, Standard Chartered Bank logos and Standard Chartered Bank related logos are trademarks, logos and service marks of the SC Group and no permission or licence is granted to use any such trademarks, logos or service marks without the prior written consent of the SC Group.
4. In relation to any application, content, material or information you submit to us, whether via approved Competition channels or any other notified or agreed means of communication, the Platform and/or to our social media accounts, you hereby grant to us and other members of the SC Group a worldwide, royalty-free, perpetual, irrevocable, sub-licensable right and licence to use such information or material for any purpose it deems appropriate, including without limitation, marketing, promoting and broadcasting the Competition and related Competition events, copying, modification, transmission, distribution and publication thereof, unless restricted by applicable law. You represent and warrant that such information or material you submit does not infringe the rights of any other third party, and you have obtained any necessary licenses, authorisations or permissions to use third party material in your application, materials and content.
5. You agree that SC Ventures (nor any member of the SC Group) shall not be under any obligation of confidentiality regarding any such information or material submitted via approved Competition channels or any other notified or agreed means of communication, the Platform and/or to our social media accounts unless otherwise agreed in a separate direct contract between you and us or required by law.

6. Liability and Indemnity

1. You agree to indemnify SC Ventures, the SC Group, their affiliates, associates, partners and Competition organisers and their staff, employees, directors, officers, agents and all others associated with the promotion, marketing and organising of the Competition (“Indemnified Parties”) are not liable under any circumstances for any claims, damages, losses, demands, causes of action, proceedings, expenses, omissions, errors, loss or damage of any kind as a result of your participation in this Competition, submission of your application, materials, content or information.
2. To the extent permitted by applicable law, you agree that the Indemnified Parties are not liable under any circumstances for any omissions, errors, loss or damage of any kind as a result of your participation in this Competition, submission of your application, materials, content or information.
3. These Terms and Conditions do not create or confer any rights or benefits enforceable by any person not a party to them except that the Indemnified Parties will have the right to enforce any rights or benefits in these T\&Cs, including, without limitation, any limitation and/or exclusion of liability.
4. SC Ventures is not responsible or liable for any application or application content submitted by applicant(s). All material and applications submitted by applicants are submitted in their individual capacities, and applicants are wholly responsible and liable for all applications, material, content and information they submit.
5. SC Ventures is not responsible or liable for any third party services or products linked through the Platform or included via information shared with applicants, hyperlinks or otherwise.

Further, you agree that we have no control over the conduct of any Third-Party Service Providers, their Third-Party Service Offerings, or other Users (including but not limited to offerings provided and information, materials, statements, and representations shared by or on behalf of any User) and disclaims all liability whatsoever arising in this regard to the maximum extent permitted by applicable laws.

7. No Partnerships

Nothing in these T\&Cs or Competition creates a joint venture, relationship (including investment relationship), partnership, formal association or agency between you and SC Ventures (or any member of the SC Group), or any judges, partners or organisers of the Competition.

8. Governing Law and Disputes

1. The Competition and these Terms and Conditions are governed by Singapore law.
2. All disputes shall be resolved at SC Ventures’ sole and absolute discretion.
3. Notwithstanding that the whole or any part of any provision of these T\&Cs may prove to be illegal or unenforceable, the other provisions of these T\&Cs and the remainder of the provision in question shall remain in full force and effect.

9. SC Ventures’ Decision is Final

1. SC Ventures reserves the sole and absolute discretion to change the Competition and Terms and Conditions, including modifying, suspending, withdrawing or terminating the Competition as it deems fit for any reason, without prior notice or reason given. The right of any applicant or winner to receive a prize is determined solely at SC Ventures’ decision.
2. SC Ventures’ decision is final.

10. Third Party Services

1. We may share information about SC Ventures, SC Ventures affiliates and partners and third party providers’ products and services through the Platform. We are not responsible for and make no representation or warranty of any kind, whether express, implied or statutory regarding the third party providers’ services or products available through the Platform.
2. Any provision of third party providers’ services or products through the Platform or inclusion of hyperlinks anywhere in the Platform does not imply any endorsement of such services, products or of the material on such hyperlinked sites. We are not responsible for and make no representation or warranty of any kind, whether express, implied or statutory regarding the third party providers’ services available through the Platform or third party sites. Any hyperlink exists for information purposes and are for your convenience only. If you suffer any damage as a result of third party providers’ services or third party apps, you shall claim directly against such third party providers and third party app providers and shall not claim against us.
3. We are not responsible for the contents of third party websites. If you visit third party websites, then your rights and obligations while accessing and using those sites will be governed by the agreements and policies relating to use of those third-party sites.