Our Themes

Considering changing global dynamics, we have developed products that address the needs of clients across four high conviction themes and ecosystems

Online Economy & Lifestyle:

Supporting the end-to-end financial aspects of the digital economy

Credit & Loan

Which credit card/loan am I eligible for?

Paperless, easy and quick credit application process

Digital Banking

How do I bank digitally?

Fully digital transactions: savings, spending, borrowing

Payments

How do I simplify payment flows?

Collection, refunds disbursements and reconcilliation of online payments

Investments

How do I save for my retirement?

Financial wellness platform

Provides continuous security and compliance assurance for applications on the cloud

SMEs & World Trade:

Building solutions to reduce the trade finance gap and contribute to economic growth

B2B E-Commerce & Access to Finance

How do SMEs get access to financing without credit history?

Managed Marketplace for SMEs offering commerce (retail distribution) and financial services

Value Chain Automation & Visibility

How do we take control of our value chain?

Enterprise platform for MNCs providing automated and managed working capital and
supply chain finance

Flexible Terms of Trade

How do we trade on our terms?

Digital end-to-end quote-to-cash solution for SMEs

Origination & Distribution

How do investors get access to trade finance asset class?

Digitized trade finance origination and distribution platform, providing
investors access to trade finance asset class

Connects SME owners wishing to sell their business with credible buyers and investors

Digital Assets:

Providing services in a new frontier market without compromising on standards of risk management, compliance and control

Tokenize

How can we tokenize real-world assets?

Tokenization platform
for securities and
real-world assets

Settle

How do we settle digital assets in real-time?

Platform to issue, trade
and settle digital assets

Custodize

How can we secure and transfer digital assets?

Institutional-grade digital assets custodian

Trade

How do we safely and reliably trade digital assets?

Digital assets brokerage for institutional clients

Sustainability & Inclusion:

Building a Better & Safer World with a platform of ESG solutions while promoting inclusion

Sustainability: Accelerating Zero

Measure

Reporting platform to actively manage ESG footprint

Offset

Digital platform to generate and finance high-quality carbon credits

Inclusion: Lifting Participation

Promoting Financial Inclusion for the unbanked and underbanked

Technology platform enabling purpose-driven loans for the ‘Missing Middle’ in Africa

Digital wallet for blue-collar migrant workers in UAE

(Acquired by Algbra)

Shoal democratizes access to sustainable finance by building a digital marketplace so that everyone can align their money with their values