Our Themes

Considering changing global dynamics, we have developed products that address the needs of clients across high conviction themes and ecosystems

Digital Banking & Lifestyle:
Supporting the end-to-end financial aspects of the digital economy
Credit & Loan
Which credit card/loan am I eligible for?
Paperless, easy and quick credit application process
Digital Banking
How do I bank digitally?

Fully digital transactions: savings, spending, borrowing

Payments
How do I simplify payment flows?

Collection, refunds disbursements and reconcilliation of online payments

Investments
How do I save for my retirement?

Financial wellness platform

Automates compliance and security for rapid GenAI and SaaS adoption
Trade & Supply Chains:
Building solutions to reduce the trade finance gap and contribute to economic growth
B2B E-Commerce & Access to Finance
How do SMEs get access to financing without credit history?
Managed Marketplace for SMEs offering commerce (retail distribution) and financial services
Value Chain Automation & Visibility
How do we take control of our value chain?

Enterprise platform for MNCs providing automated and managed working capital and
supply chain finance

Flexible Terms of Trade
How do we trade on our terms?
Digital end-to-end quote-to-cash solution for SMEs
Origination & Distribution
How do investors get access to trade finance asset class?
Digitized trade finance origination and distribution platform, providing
investors access to trade finance asset class
Connects SME owners wishing to sell their business with credible buyers and investors
Digital Assets:
Providing services in a new frontier market without compromising on standards of risk management, compliance and control
Tokenize
How can we tokenize real-world assets?
Tokenization platform
for securities and
real-world assets
Settle
How do we settle digital assets in real-time?

Platform to issue, trade
and settle
digital assets

Custodize
How can we secure and transfer digital assets?

Institutional-grade digital assets custodian

Trade
How do we safely and reliably trade digital assets?

Digital assets brokerage for institutional clients

Sustainability & Inclusion:
Building a Better & Safer World with a platform of ESG solutions​ while promoting inclusion
Sustainability: Accelerating Zero
Measure

Cloud platform empowering Financial Institutions to scale their sustainable lending

Offset
Digital platform to generate and finance high-quality carbon credits
Inclusion: Lifting Participation
Promoting Financial Inclusion for the unbanked and underbanked

Technology platform enabling purpose-driven loans for the ‘Missing Middle’ in Africa

Digital wallet for blue-collar migrant workers in UAE

(Acquired by Algbra)

Shoal democratizes access to sustainable finance by building a digital marketplace so that everyone can align their money with their values