Currently Group Credit is performing the Credit proposal manually for all its Corporate and Investment banking customer segments. The Regional credit officer assimilates the required documents and details, performs proposal writing, limit structuring, underwriting etc and proceed with approval. There is a good case for these to be automated as there is a possibility to automate these activities using AI and ML where the existing data and patterns are available and a rule engine can be built to do the proposal writing, limit structuring and push for approvals automatically.